Commercial P&C

What to Expect when you’re Expecting….


Rate Hikes-2021 P&C Insurance Premiums

P&C Insurance Premiums


The commercial insurance market is very cyclical in nature... Add a Global Pandemic and you’ve potentially got a recipe for disaster!

Top 10 Ways to control Your MOD


Control your mod - Lower your price

Workers Compensation Premiums


Your experience modification factor, or mod, is used in calculating your workers’ compensation premium.

Cyber Liability For Small Business


Is cyber insurance a major concern for your business?

Cyber Insurance Premiums


As business adopts more internet-connected solutions it creates more opportunities for a cyberattack.

Florida’s Champlain Towers Tragic Collapse


What Lessons We Learned

P&C Insurance Premiums

Every disaster of this magnitude produces new safety regulations & guidelines to prevent such occurrences.

Employment practice liability


Retaliation claims continue to grow

Workers Compensation Premiums

Equal Employment Opportunity Commission enforcement and litigation data.

Is your business too small for OSHA?


Not exactly.. ANY company can be inspected

P&C Insurance Premiums


There is a common myth out there that OSHA can’t inspect companies with less than 10 employees — but this isn’t true.


Three Employee Wellness Trends to Watch


Employee Benefits


Employers will likely continue to focus on offering benefits that address overall well-being rather than just physical well-being.

The Benefits of Benefits


A strategic, quality benefits package can help you attract and retain top employees.

Employee Benefits


Here are a few of the advantages of offering employee benefits as part of your compensation package.

Voluntary Benefits Insights


As health care costs continue to rise, so has the demand for voluntary benefits.

Employee Benefits


Voluntary benefits allow employers to offer benefits that are attractive to employees without added cost to the company.

EEOC Files First COVID-19 ADA Accommodation Lawsuit


Covid-19 Work Conditions


This case represents the first COVID-19 pandemic-related lawsuit the EEOC has filed about a remote work request.

Personal Lines

Building Materials Costs are Rising


And how it affects your insurance coverage

Insurance Premiums

According to the NAHB, current lumber costs are up 340% from 2020.


As catalytic converter thefts skyrocket


To prevent catalytic converter theft, the NICB suggests that vehicle owners take these steps.

what you need to know about SEWER & BACKUP COVERAGE



Whether you live on top of a hill, already have flood insurance or never had a water backup issue before, it can happen to you.

How To Review Your Policy to Understand Your Coverage

P&C Insurance Premiums


We are all looking for the best product at a reasonable price. However, all policies are not the same.




Relying on regular homeowners/renters insurance policy for an Airbnb can lead to gaps in coverage.

Life Insurance & the Pandemic


Life insurance applications increasing in 2020, especially among younger adults.

Life Insurance


According to the MIB Group, life insurance applications were up over 7 percent in 2020 for those under 44 years old.


The Value of Surety Bonds:

Bonding Basic’s

Bond Basics


The way project owners make fiscally responsible decisions are crucial to their success.

Steps & Expectations Of Filing A Performance Bond Claim


Surety Bonds


Tips when considering making decision to default, terminate, & file a performance bond claim.



In Establishing & Growing Your Bonding Capacity

Surety Bonds


If you’re new to this arena of bonded work, obtaining bonds & growing your capacity can seem daunting.