Employers Risk Services

ERS is committed to people.

What We Do

ERS utilizes its experience and skillset to maximize Claims Management, Compliance + Cobra Administration, and Loss Control to the betterment of every employee’s lifestyle. This Third Party Administrator offers a masterful level of service for all these specific disciplines. Simply put, we streamline all communication with unparalleled efficiency to ensure absolute satisfaction for all parties.

Who We Are

A group of skilled professionals that handle each and every claim with the utmost care and compassion. All across the Commonwealth, we’ve successfully handled and provided claim services to individuals and group clients. Bottom line, we’re here for you.

Managing the cost of health plans has become one of the most significant challenges facing business today. One of the keys to a successful benefits plan is an effective wellness program that includes, HRA’s, labs and biometrics with a robust personalized report for participant and an aggregate report for the employer. Through these efforts, Employers Risk Services (ERS) helps to ensure that each dollar spent is properly utilized.

ERS employs skilled professionals. Our experienced professionals are dedicated to providing clients with high quality service to meet their specific needs. Our experienced case managers and coaches, who are registered nurses, certified phlebotomist and coaches, monitor medical claims along with risk factors to help participants make lifestyle changes. This also helps ensure that the individual receives the appropriate care as economically as possible.

Employers Risk Services is committed to people. We constantly seek to find innovative and effective ways to reduce the cost of health care delivery to your organization.

Loss Control Program

Perhaps the best defense against the spiraling cost of workers’ compensation is an active and effective loss control program. At Employers Risk Services, our loss control services focus on the prevention of accidents and improved workplace health. One of the keys to controlling losses and enhancing workplace safety is an active safety education program. ERS Loss Control is pleased to offer web-based safety education, testing and tracking to make certain employees have the knowledge they need to create a safe workplace.

Contact us

For more information please contact Keven Moore by phone at 859-303-4195 or by email at

Or reach out to our COBRA contact

Tammy Kirby
Cobra Administration
Telephone: 270-529-1423
Fax: 270-467-1240