Property and Casualty Insurance Houchens Insurance Group

Houchens Insurance Group has assembled the finest staff of insurance professionals whose experience is matched by their integrity. We further arm them with continuous education, training, and cutting-edge technical resources. These highly-specialized consultants have helped us build our reputation for excellence and fuel our growth.


Built upon a tradition of integrity, industry leadership and excellence, Houchens Insurance Group has been providing insurance and loss control consulting services to the business community for decades. We are committed to delivering tailored risk management solutions with thoughtful strategic planning, valuable professional services, and technology-based solutions to our valued clients.


Our staff of experienced insurance professionals can develop programs that make sense for your company and your employees. We have experienced professionals in all lines of property and casualty coverage, with the experience and know-how to keep your programs running smoothly and your employees safe.

What We Offer

Workers Compensation



Professional Liability

Directors & Officers

Employment Practices Liability

Pollution Liability

General Liability

Risk Management

Loss Control

OSHA Compliance & Reporting

Claims Cost Containment

Other Services

Property and Casualty Insurance Safety, Technology and Strategic PartnershipsSafety Committee Support

We have the tools available to assist our clients in getting the most out of their safety committee. Time is money, and these tools, coupled with our professional input, allow you to get the most out of the time you ask from your committee members.



Leading-edge technology lets us provide our customers with the latest data analysis, legislative news, communication resources, and online services.  Using advanced technology and consulting expertise, we provide a variety of value-added professional services to our clients. These services reduce customer costs, increase efficiency, and improve our client satisfaction — bringing your risk management program to new heights in quality and performance.


Partnership Services

In addition to our own talented professionals and specialized value-added services, we have a wealth of resources available to us through several national affiliations allowing us to provide local yet global services.


Strategic Planning

We will develop a customized strategic plan for you that defines your objectives and outlines the actions needed to fulfill those objectives. Our strategic planning services ensure an organized, complete approach to fulfilling your insurance needs. Our personalized website allows you to easily connect and communicate with our agency. Log on and you’ll discover a variety of online risk management resource tailored to your unique needs, including:

  • Complete OSHA log reporting and analysis capabilities. You can log OSHA records as they occur, instantly create a Work-Related Injuries and Illnesses Summary, and compile a 300A annual summary quickly and easily.
  • Links to workers’ compensation state statute overviews and related state resources for quick reference.
  • A library of downloadable materials covering a variety of insurance-related topics including loss control, workers’ compensation and employee safety communications.
  • Access to the site’s interactive Community, which provides you online access to a vast and knowledgeable network of industry peers.
  • 24/7 online service request processing from the site to our customer service team, such as motor vehicle records or driver and vehicle changes.
  • Participation in P&C program surveys, which allow you to make comparisons to other employers across the country.

Exposure Review & Qualification

The proper classification of your exposure will help the insurance industry understand Who you are, What you do, and How to mitigate your risk.

Property and Casualty Insurance Claim Analysis and Risk AssessmentClaim Analysis
The past can help predict the future, but it doesn’t have to. We pride ourselves on our loss stratification models and a granular approach to cause, effect and change implementation to prevent future losses from occurring.


Loss Modeling and Forecasting
Making informed decisions are impossible without credible data. Proprietary software gives us the ability to perform trend analysis and benchmarking of your claims, exposures and premiums, to help you achieve the results you desire with the confidence you deserve.


Total Cost of Risk

Cost of risk is ultimately driven by several components of your entire risk management program and business operations. By understanding those components and how they are affected, we can apply our expertise to control and reduce your total cost of risk. Using our technology solutions, we can improve your total cost of risk and ultimately your bottom-line performance.

OSHA Compliance
Loss Control Resources

Cost Containment Resources
Strategic Planning

Data Analysis
Custom Safety Communications


We help you find the most cost-effective policy to meet your specific needs. Some policies are required by law, others by contract, some not at all, but having the right combination is critical. All Van Meter Insurance clients are assigned to a team of specialists who are dedicated to providing a wealth of resources to serve their needs.

Risk Management
Strategic Planning
Technology Solutions
OSHA Compliance
DOT Compliance
Exposure Control
Program Development
Preventative Action Planning
Implementation Support
Ongoing Evaluations

Loss Control
Driver Training
Company Training
Safety Committee
Development / Support
DOT Compliance
OSHA Compliance
Log Book Compliance
MOD Verification / Projections
Injury Review

Fleet Claims Management
Cost Containment Strategies
Claim Reserve Review
24-Hour Claim Reporting
Client Advocate

Houchens Insurance Group is proud to be recognized by

Best Places to Work in Kentucky as the #1 Winner in the Medium Category.


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