Industry Articles

Commercial P&C

What to Expect when you’re Expecting….

 

Rate Hikes-2021 P&C Insurance Premiums

P&C Insurance Premiums

 

The commercial insurance market is very cyclical in nature... Add a Global Pandemic and you’ve potentially got a recipe for disaster!

Top 10 Ways to control Your MOD

 

Control your mod - Lower your price

Workers Compensation Premiums

 

Your experience modification factor, or mod, is used in calculating your workers’ compensation premium.

Cyber Liability For Small Business

 

Is cyber insurance a major concern for your business?

Cyber Insurance Premiums

 

As business adopts more internet-connected solutions it creates more opportunities for a cyberattack.

Florida’s Champlain Towers Tragic Collapse

 

What Lessons We Learned

P&C Insurance Premiums


Every disaster of this magnitude produces new safety regulations & guidelines to prevent such occurrences.

Employment practice liability

 

Retaliation claims continue to grow

Workers Compensation Premiums

Equal Employment Opportunity Commission enforcement and litigation data.

Is your business too small for OSHA?

 

Not exactly.. ANY company can be inspected

P&C Insurance Premiums

 

There is a common myth out there that OSHA can’t inspect companies with less than 10 employees — but this isn’t true.

Benefits

Three Employee Wellness Trends to Watch

 

Employee Benefits

 

Employers will likely continue to focus on offering benefits that address overall well-being rather than just physical well-being.

The Benefits of Benefits

 

A strategic, quality benefits package can help you attract and retain top employees.

Employee Benefits

 

Here are a few of the advantages of offering employee benefits as part of your compensation package.

Voluntary Benefits Insights

 

As health care costs continue to rise, so has the demand for voluntary benefits.

Employee Benefits

 

Voluntary benefits allow employers to offer benefits that are attractive to employees without added cost to the company.

EEOC Files First COVID-19 ADA Accommodation Lawsuit

 

Covid-19 Work Conditions

 

This case represents the first COVID-19 pandemic-related lawsuit the EEOC has filed about a remote work request.

Personal Lines

Building Materials Costs are Rising

 

And how it affects your insurance coverage

Insurance Premiums


According to the NAHB, current lumber costs are up 340% from 2020.

PRECAUTIONS TO PROTECT YOUR VEHICLE​

As catalytic converter thefts skyrocket

PRECAUTIONS TO PROTECT YOUR VEHICLE​

To prevent catalytic converter theft, the NICB suggests that vehicle owners take these steps.

what you need to know about SEWER & BACKUP COVERAGE

HOME PROTECTION

 

Whether you live on top of a hill, already have flood insurance or never had a water backup issue before, it can happen to you.

How To Review Your Policy to Understand Your Coverage

P&C Insurance Premiums

 

We are all looking for the best product at a reasonable price. However, all policies are not the same.

THE RISKS OF AIRBNB AND HOME SHARING

HOME PROTECTION

 

Relying on regular homeowners/renters insurance policy for an Airbnb can lead to gaps in coverage.

Life Insurance & the Pandemic

 

Life insurance applications increasing in 2020, especially among younger adults.

Life Insurance

 

According to the MIB Group, life insurance applications were up over 7 percent in 2020 for those under 44 years old.

Surety

The Value of Surety Bonds:

Bonding Basic’s

Bond Basics

 

The way project owners make fiscally responsible decisions are crucial to their success.

Steps & Expectations Of Filing A Performance Bond Claim

 

Surety Bonds

 

Tips when considering making decision to default, terminate, & file a performance bond claim.

TIPS FOR NEW & EMERGING CONTRACTORS

 

In Establishing & Growing Your Bonding Capacity

Surety Bonds

 

If you’re new to this arena of bonded work, obtaining bonds & growing your capacity can seem daunting.